Spiral Financial, Inc. Fintech Member
31 Hudson Yard, FL 11 New York NY 10001 UNITED STATES
2019 25 to 100

Spiral is the award-winning Impact-as-a-Service™ platform that enables community banks to grow deposits and increase engagement through community and environmental impact.


With Spiral, you can:

  • Embed community impact and sustainability into any bank account, debit card, or credit card
  • Grow deposits, increase revenue, lower acquisition costs, and promote your brand through community impact, sustainability, and charitable affinity programs
  • Drive primary financial institution and top-of-wallet status
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Solutions Snapshot

Spiral empowers community banks with strategic, innovative turnkey integrations, driving member loyalty and attracting new generations through community impact. With Spiral's Everyday Impact™, customers can round up card transactions for meaningful change within their communities, and monthly card transactions can increase by up to 3.6X. In addition, community banks also offer tax-beneficial Donor Advised Fund Accounts and a Giving Center, facilitating monthly charitable giving subscriptions by their customers. Community banks can expect up to 3X higher deposit rates, 30% more digital engagement, and up to 65% reduction in acquisition costs.

With Spiral, you can:

  • Increase revenue

    • Increase revenue through higher engagement and increased spending with your debit and credit cards.

  • Reach new audiences and lower your customer acquisition costs

    • Reach new audiences through organic channels and lower your customer acquisition costs by creating cause marketing campaigns and content that people love and share on social media.

  • Attract and engage Gen-Z customers

    • Attract Gen-Z Customers who want to use products from socially responsible companies.

  • Differentiate your brand with purpose

    • Build your brand as a mission-driven company with a positive reputation among employees, customers, and partners. Embed impact in your bank accounts, debit cards, and credit cards.

  • Diversify revenue with donor-advised funds

    • Diversify revenue by offering high-yield donor-advised funds that can grow tax-free.

  • Stand out in the market

    • Differentiate from competitors and stand out in the market.

  • Amplify your community impact

    • Engage your served communities easily and cost-effectively using turn-key tools.

  • Increase customer loyalty and retention

    • Increase customer loyalty and retention by allowing your account holders to easily donate and manage their giving from their bank account and get an annual tax report.

  • Make your community stronger

    • Build a stronger community by allowing your customers to give back to local nonprofits with everyday purchases.

  • Be a hero every day

    • Make your customers feel good every day by connecting closer to their impact and supporting their communities and the causes they care about.

Exclusive to ICBA Members

20% Discount to ICBA Members!

Functional Area
Solutions for my Bank
Customer Aquisition & Retention
Affinity Programs
Customer Cross-Sell
Solutions for my Customers
Customer Experience
Digital Banking
Affinity Programs
Service Area Nationwide