Are you spending countless hours tracking user access but still don't feel confident you're doing it right? With audit and compliance demands becoming more rigorous, now is the time to learn how to streamline your processes to ensure you're meeting regulatory expectations.

Join us on Thursday, September 26th at 1:00 EST for an exclusive webinar hosted by Finosec and led by speaker Zach Duke, where we’ll take a closer look at the essential strategies for effective User Access Reporting & Tracking. Learn how to streamline your processes, involve key stakeholders, and prepare your organization for audits with confidence.

In this webinar, you will learn:

• How to confidently map all systems for every employee.
• The role of managers and HR teams in approving permissions.
• Methods to ensure former employees don’t have outdated access.
• How to align your review frequencies with risk assessments.
• Strategies to map and manage systems by employees.

Helping your Ag Customers: Evaluating Land Rental Decisions

by Mariah Beverly

Many of your Ag borrowers rent some or all of the land they farm, and arriving at an affordable rental rate can be challenging, especially given the rising input costs and lower prices received for crops. One resource you can share with farmers to help them determine a fair rental rate is FairRent. In addition to traditional cash and share rent arrangements, FairRent includes seven different flex rent options that can be explored.

FairRent is a tool created by the Center for Farm Financial Management (CFFM) to help farmers evaluate land rental decisions by estimating the breakeven rate after all other expenses. CFFM recently completed a major update to FairRent, and new features include:

• A redesigned Overhead Expenses page making it easier to distribute expenses across all farmed acres
• Reports in multiple formats  providing ‘at a glance’ results
• Existing user plans, available on the My Plans page of the updated website

If any of your customers  are renting land and would like assistance in evaluating their rental rate, FairRent is a great resource. Another resource to help farmers with evaluating land rental decisions include Fixed and Flexible Cash Rent Lease Agreements For Your Farm. Visit FairRent by going to https://fairrent.umn.edu/ and watch below for more information.

2024 KlariVis Banking on Brilliance Award – Celebrating Women Driving Innovation in Community Banking

At KlariVis, we believe in recognizing and amplifying the voices of extraordinary women who are transforming the community banking industry. The Banking on Brilliance Award honors female leaders who are pioneering change and demonstrating excellence in areas such as Innovation in Technology and Data-Driven Leadership.

We invite you to nominate remarkable women who are pushing the boundaries and making a lasting impact in their banks and communities. This is an opportunity to shine a light on the brilliance that’s shaping the future of community banking.

Nominations are now open through Friday, September 20th and we encourage you to participate in celebrating the achievements of these incredible women. Let’s honor those who are truly making a difference!

For more details on how to submit a nomination and criteria, visit www.KlariVis.com/BankingOnBrilliance 

Let’s recognize the brilliance driving our industry forward!

Liquidity: Staying At the Ready
Tuesday, September 17 2:00pm ET
Liquidity remains a critical focus as bankers continue to manage ongoing challenges, even with concerns easing since last year. With loan growth expected in 2025 and more prevalent credit issues on the horizon, ensuring your liquidity is secure is more important than ever. Join QwickRate experts as they review liquidity best practices so you can stay prepared and ready for examiner questions. They'll also provide a brief tour of the QwickRate CD Marketplace — a great approach to raise non-brokered deposits and diversify funding, without affecting your local relationships. Register today!

Case Study: Mission Valley Bank Empowers Local Businesses 

This ICBA member bank used a customized financing solution with ICBA Preferred Service Provider Jack Henry™ to drive revenue while providing stability and helping businesses grow. Read their story to learn how you can implement similar strategies at your bank.