User Access Reviews Are How FFIEC Expects Least Privilege to Be Maintained

FFIEC guidance emphasizes periodic review and validation of user access based on risk.

In practice, most community banks complete user access reviews across core systems, Active Directory, and applications.

The challenge is not completion.

It is whether reviewers understand what they are approving.

Core banking permissions, AD group memberships, and application access are often reviewed in isolation, without full context.

SecurEnds delivers user access reviews by:

• Aggregating access across core banking, AD, and connected systems
• Presenting user, role, entitlements, and business context in one place
• Enabling reviewers to make approve/revoke decisions with clarity

This aligns access reviews with FFIEC expectations by making them informed and defensible.

https://www.securends.com/user-access-reviews-and-access-control-built-for-ffiec-examinations/

Fixing Access Reviews in Core Banking Systems

Most community banks are still running access reviews for core systems through spreadsheets, static reports, and manual validation. It works—but it creates gaps, inconsistencies, and audit risk.

This short video shows how SecurEnds brings structure and automation to access reviews across core platforms like Jack Henry, Fiserv, and FIS—helping banks move from manual effort to consistent, audit-ready governance.

Watch here:
https://www.youtube.com/watch?v=7YQ2wmKntvw

Jack Henry Tap2Local Named 'Small Business Payments Solution of the Year' in 2026 FinTech Breakthrough Awards Program

We’re thrilled to announce that our Tap2Local™ solution has been recognized by FinTech Breakthrough, earning the Small Business Payments Solution of the Year award! Offered through community financial institutions, Tap2Local is a modern, cloud-based digital payments solution that enables small businesses to accept debit and credit card payments directly through tap-to-pay on both Android and iOs devices.

Developed in collaboration with Moov, Tap2Local is seamlessly delivered through the Banno Digital Platform (an ICBA Preferred Service) to provide a fast, intuitive, and consolidated experience.

Learn how Tap2Local helps community banks win with small businesses.

The Efficiency Ratio Problem No One Is Actually Solving

When most people talk about getting your data together, they mean integration. Pull it from your core, your loan origination system, your CRM, your general ledger, and get it into one place, maybe a dashboard. Consolidated reporting is better than fragmented reporting, but if the end goal is using artificial intelligence to drive your efficiency ratio, then integration is step two of a ten-step journey.

The good news? The next steps are clearer than you might think.