The Federal Home Loan Bank of San Francisco helps member financial institutions headquartered in Arizona, California, and Nevada keep funding costs low, reduce interest rate risk, manage liquidity, and meet community credit needs. Products include flexible, low-cost fixed and adjustable rate advances with terms from overnight to 30 years, standby letters of credit, a price-competitive secondary market channel for selling mortgage loans, and grants and reduced-rate loans for affordable housing and economic development.
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