FINBOA, INC. Fintech Member
8588 Katy Freeway Suite 225 Houston TX 77024 United States
2016 25 to 100
About

FINBOA is a recognized leader in intelligent automation solutions that help community banks modernize, digitize and automate back-office processes. FINBOA solutions enable banks to streamline operations while ensuring compliance with regulatory requirements (Reg E), by replacing inefficient, paper-based systems. By offering advanced SaaS solutions for Payment Disputes, Business Intelligence and Treasury Onboarding, FINBOA delivers measurable results through workflow optimization and enhanced operational efficiency.

FINBOA SaaS solutions address fraud dispute automation, banking dispute management software and treasury onboarding and leverage digitized smart forms, centralized data management and workflow automation to meet banking compliance requirements. FINBOA solutions integrate with most core systems and are PCI/DSS compliant. Over 300 financial institutions nationwide trust FINBOA solutions to reduce costs, mitigate risks, and accelerate institutional growth with tools like Reg E compliance automation tools and Reg E dispute tracking.

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Solutions Snapshot

Explore how FINBOA’s cutting-edge SaaS solutions simplify complex operational processes, enhancing speed, accuracy, and compliance in payment disputes, treasury onboarding, and business intelligence.

FINBOA Payment Disputes with AutoDecision

FINBOA Payment Disputes SaaS solution with AutoDecision capabilities transforms dispute processing through automated dispute management, ensuring compliance with stringent regulations like Reg E and Reg Z. The fully digital intake process allows accountholders to easily initiate payment disputes, while banks streamline their operations with minimal manual intervention.

Since 2016, the FINBOA Payment Disputes solution has dramatically improved processing efficiency - reducing intake time by up to 90% and cutting audit preparation time by 80%. Additionally, financial institutions using the solution have experienced a 95% improvement in meeting Reg E timeline requirements and a 25% reduction in write-offs and losses.

FINBOA BI-Disputes

Banks are further empowered by FINBOA’s BI-Disputes, a powerful companion to the FINBOA Payment Disputes solution designed to help banks gain actionable insights into fraud, compliance and Reg E dispute trends. The solution delivers critical dispute data in easy-to-read visual formats, including comprehensive reports, dynamic filters, and compliance monitoring tools. With customizable table views and quick export options, BI-Disputes removes the burden of manually gathering data from multiple sources, offering efficient, on-demand access to vital information, helping banks meet their Reg E compliance obligations more effectively.

FINBOA Treasury Onboarding

FINBOA Treasury Onboarding solution digitizes and automates the commercial and treasury service application process, benefiting both treasury sales and operations. FINBOA accelerates the onboarding process, reducing processing time to mere minutes per application by replacing paper forms and cumbersome multi-step workflows with smart, electronic forms that automatically capture required data and signatures ensuring Reg E compliance standards are met. Additionally, periodic performance reviews and Reg E compliance reports are automated, providing on-demand access to onboarding status and performance metrics. This saves time, removes inefficiencies and improves preparation during internal audits.

Awards & Accolades
In 2024, FINBOA received numerous accolades including selection for the ICBA ThinkTech Accelerator program; as well as being named to the INC 5000 list of fastest growing U.S. businesses. Other banking industry awards include the US FinTech Awards 2024: Banking Tech of the Year, PayTech USA Award: Tech of the Future, Finovate Award finalist and Jack Henry Associates' Cobalt Integrator's Award.
Functional Area
Compliance
Payments
Solutions for my Bank
Data & Analytics
Compliance Data
Software
Compliance Workflow Software
Tech & Operations Management
Intelligent Automation
Operations & Automation
Solutions for my Customers
Customer Fraud Management
Details
Service Area Nationwide
Details
ICBA Member Years 3