XS
SM
MD
LG
×
Login
This is a secured page. Please click Login to authenticate.
Login
Toggle navigation
ICBA Solutions Directory
Staff Login
Join ICBA
Member Login
Login
Homepage
About Us
About Us
About Us Overview
About Us Overview
About Community Banking
Find a Community Bank
Bank Locally
Contact Us
Speakers Bureau
About ICBA
Our Team
Leadership
Committees
Work at ICBA
Membership
Member Orientation
Community Bank Membership
Corporate Membership
State Associations
Find a Community Bank
News and Events
News and Events
News and Events Overview
News and Events Overview
Newsroom
ICBA in the News
Press Releases
Resources for the Press
Independent Banker Podcast
Publications
Main Street Matters
Independent Banker
Manage Email Subscriptions
Reports and Surveys
Calendar of Events
LEAD FWD Summit
ICBA LIVE
Capital Summit
Awards and Scholarships
JOIN THE CONVERSATION WITH ICBA COMMUNITY
Advocacy
Advocacy
Advocacy Overview
Advocacy Overview
Advocacy Home
Our Positions
Policy Resolutions
Reports and Surveys
Our Efforts
Advocacy in Action
Letters/Testimony
Take Action
Grassroots: Be Heard
ICBA PAC
Virtual Advocacy Toolkit
Make Your Voice Heard
Education
Education
Education Overview
Education Overview
Compliance Center
Compliance Vault
Education Home
Seminars and Institutes
Online Courses
Webinars
Resources
Education Programs
Bank Director Program
Certifications
Leadership Academy
Bank Policies
Innovation
Innovation
Innovation Overview
Innovation Overview
Innovation Home
Solutions Directory
Preferred Service Providers
Career Center
ICBA ThinkTECH
Strategies and Tools
Operational Risk Management
Marketing Toolkit
Elder Abuse Prevention
Payments Strategy
Our Solutions
ICBA Payments
ICBA Securities
TCM Bank
CRA Partners
JOIN THE CONVERSATION WITH ICBA COMMUNITY
ICBA Community
ICBA Community
ICBA Community Overview
ICBA Community Overview
Bank Locator
Bank Locator
Bank Locator Overview
Bank Locator Overview
Homepage
About Us
About Us
About Us Overview
About Us Overview
About Community Banking
Find a Community Bank
Bank Locally
Contact Us
Speakers Bureau
About ICBA
Our Team
Leadership
Committees
Work at ICBA
Membership
Member Orientation
Community Bank Membership
Corporate Membership
State Associations
Find a Community Bank
News and Events
News and Events
News and Events Overview
News and Events Overview
Newsroom
ICBA in the News
Press Releases
Resources for the Press
Independent Banker Podcast
Publications
Main Street Matters
Independent Banker
Manage Email Subscriptions
Reports and Surveys
Calendar of Events
LEAD FWD Summit
ICBA LIVE
Capital Summit
Awards and Scholarships
JOIN THE CONVERSATION WITH ICBA COMMUNITY
Advocacy
Advocacy
Advocacy Overview
Advocacy Overview
Advocacy Home
Our Positions
Policy Resolutions
Reports and Surveys
Our Efforts
Advocacy in Action
Letters/Testimony
Take Action
Grassroots: Be Heard
ICBA PAC
Virtual Advocacy Toolkit
Make Your Voice Heard
Education
Education
Education Overview
Education Overview
Compliance Center
Compliance Vault
Education Home
Seminars and Institutes
Online Courses
Webinars
Resources
Education Programs
Bank Director Program
Certifications
Leadership Academy
Bank Policies
Innovation
Innovation
Innovation Overview
Innovation Overview
Innovation Home
Solutions Directory
Preferred Service Providers
Career Center
ICBA ThinkTECH
Strategies and Tools
Operational Risk Management
Marketing Toolkit
Elder Abuse Prevention
Payments Strategy
Our Solutions
ICBA Payments
ICBA Securities
TCM Bank
CRA Partners
JOIN THE CONVERSATION WITH ICBA COMMUNITY
ICBA Community
ICBA Community
ICBA Community Overview
ICBA Community Overview
Bank Locator
Bank Locator
Bank Locator Overview
Bank Locator Overview
Solutions Hub
ICBA Solutions Directory
OptimaFI
Contacts
David Ruffin
Mr. David H. Ruffin
https://optimafi.com/
President, Credit Risk Solutions
|
OptimaFI
https://optimafi.com/
President, Credit Risk Solutions
,
OptimaFI
Email
[email protected]
Office
(o)
+1 800.285.8626
v
Card
Profile
Resources
0