The deposit game may be getting a bit easier, but it’s still the toughest game in town. Read this article by DCG's Joe Kennerson, as it offers four ideas to help gain an edge in deposit management.

DCG's Michael Hunker, CTP regularly sees five pitfalls that undermine the loan budgeting process. He explains how to help avoid them in his latest article.

The Fed's 25bps rate cut comes at a time of continued uncertainty regarding the forward paths of employment, inflation, and economic activity. Read DCG's latest article, thinking about the next steps.

When billions of dollars suddenly appear on balance sheets, it’s natural to ask whether they’ll persist – or evaporate. Should institutions still treat COVID deposits as distinct from core? Read DCG's latest article.

XGBoost is a popular supervised machine learning algorithm among data scientists and may be the new wave of modeling credit risk at banks and credit unions. This Darling Consulting Group article, authored by Hannah Glasrud and Chase Ogden, explains the basics of the mechanics behind the algorithm.

Institutions modeling flat baseline deposit costs may be navigating with a meaningful blind spot. In his article, DCG's Andrew Mitchell shares more on deposit trends in the latest Deposits360°® Monthly Industry Review.

New threats to the global economy emerge almost daily, making robust credit risk stress testing processes critical. But where to begin? Read this article by DCG's John Demeritt as he offers three steps for institutions to get started.  

Interest rate risk models have been chewed up and spit out this decade. A record deposit surge, the biggest interest rate shock in 40 years, and massive bank failures were a 1-2-3 Black Swan punch. Read DCG Managing Director Joe Kennerson’s article as it offers five steps to regain trust in your model.

As we approach 2025, are you confident that your models will remain fit for use? Read this article, as DCG's Mark Haberland weighs in on how to perform a model risk management "health check."

DCG’s deposit forecast indicates that the industry is still not back to “normal” regarding expectations for deposit cost relief and balance growth in 2025. Andrew Mitchell shares more on the path forward in his recent article.

How can a core deposit study capture dynamic movement and provide meaningful clarity to ALCOs? DCG Managing Director Joe Kennerson offers four strong considerations in his recent article.

Deposit pressure may continue in the early stages of a Fed easing cycle. In his recent article, DCG Managing Director Joe Kennerson offers four strategies for a proactive falling rate game plan.