PRESS RELEASE 

Wolters Kluwer expands its eOriginal® eAsset® Management Platform to support additional lender asset classes

First-to-market capability includes commercial real estate, agriculture real estate, multi-family, and HELOC lending classes

September 9, 2025 – Minneapolis – Wolters Kluwer Financial & Corporate Compliance, a longstanding leader in digital loan asset management under its eOriginal brand, has introduced a major expansion of its eAsset® Management Platform to support new asset classes, including commercial real estate (CRE), agriculture real estate (Ag RE), multi-family (MF), and home equity line of credit (HELOC) loans.

With this expansion, Wolters Kluwer is the first technology provider to bring digital capabilities to these lending classes, enabling them to be created, managed, pledged, sold and securitized, and addressing a critical market need for US lenders in enabling secondary market capabilities and capital velocity benefits for asset classes that have historically lacked compliant and enforceable digital infrastructure.

“As the financial industry’s most robust platform for managing digital lending assets, the eAsset Management Platform is uniquely positioned to be first to market in supporting these broad asset categories,” said Simon Moir, Vice President, Banking Compliance Solutions, Wolters Kluwer Financial & Corporate Compliance. Moir notes that development was completed to align with expanded federal liquidity channels, guided by industry legal experts to ensure compliance with the UCC Article 8 framework, which has been enacted by all 50 states, the U.S. Virgin Islands, and Washington DC.

“This is a breakthrough for lenders, investors, and liquidity partners who have been unable to fully realize the benefits of digital lending workflows in these significant asset categories,” added Moir.  “This enhancement to our eAsset Management Platform leverages existing legal frameworks to bring trusted digital lifecycle management to these high-value asset categories.”

For over two decades, the eOriginal platform has been the market leader for secure creation, execution, transfer, and monetization of digital lending assets across a diverse range of sectors such as residential mortgage, equipment finance, motor vehicle, and solar lending.

The enhanced platform will provide:

• Advance digital lending adoption for CRE, MF, Ag RE, and HELOC.
• Lifecycle Management & Compliance: originate, manage, and monetize for digital CRE, MF, Ag RE, and HELOC eAssets.
• Digital Asset Certainty™, ensuring trusted authentication, immutability, transferability, and transparency for every digital asset managed on the platform.

“It is not just innovation — it’s a new standard for CRE, MF, Ag RE, and HELOC lending,” says Moir. “Additional liquidity sources are actively working with Wolters Kluwer to accelerate the market expansion of these new electronic assets, further empowering banks, credit unions, specialty lenders and institutional investors participating in this ecosystem.”

About Wolters Kluwer

Wolters Kluwer (EURONEXT: WKL) is a global leader in information, software solutions and services for professionals in healthcare; tax and accounting; financial and corporate compliance; legal and regulatory; corporate performance and ESG. We help our customers make critical decisions every day by providing expert solutions that combine deep domain knowledge with technology and services.

Wolters Kluwer reported 2024 annual revenues of €5.9 billion. The group serves customers in over 180 countries, maintains operations in over 40 countries, and employs approximately 21,600 people worldwide. The company is headquartered in Alphen aan den Rijn, the Netherlands.

For more information, visit www.wolterskluwer.com, follow us on LinkedIn, Facebook, YouTube and Instagram.

Media Contact

David Feider
Associate Director, External Communications
Financial & Corporate Compliance
Wolters Kluwer
Office +1 612-246-9454
[email protected]

PRESS RELEASE 

Wolters Kluwer launches Community Development Wiz® to streamline CRA community development management

New solution will centralize and automate tracking of community development loans, investments, and services to improve compliance efficiency and regulatory readiness

MINNEAPOLIS – Sept. 16, 2025 – Wolters Kluwer Financial & Corporate Compliance (FCC), a division of Wolters Kluwer, is enhancing the management of community development activities for lenders and other financial institutions with the launch of Community Development Wiz®.

Community Development Wiz is a comprehensive solution that streamlines Community Reinvestment Act compliance processes and consolidates services into one centralized repository, overhauling the fragmented systems and manual processes of traditional CRA compliance.

The solution addresses critical pain points for financial institutions of all sizes. Large institutions that report thousands of loans, grants, and donations annually, medium-sized banks managing hundreds to thousands of activities, and smaller institutions can all benefit from a unified platform that improves traceability, enables comprehensive analytics and ensures examination readiness.

"Community Development Wiz® represents a significant advancement in how financial institutions can approach CRA compliance," said Simon Moir, Vice President, Banking Compliance Solutions, Wolters Kluwer FCC. "By centralizing and automating the management of community development activities, we're enabling our customers to transform CRA compliance from a manual, time-consuming process into a strategic advantage that supports both regulatory requirements and community impact goals."

Key capabilities of Community Development Wiz include:

• Consolidates community development loans, investments, and services into one centralized repository 

• Seamlessly communicates with CRA Wiz® to provide a holistic view of CRA-related performance 

• Streamlines compliance processes necessary to manage community development activities 

• Improves traceability of activities and enables comprehensive analytics and reporting 

• Prepares financial institutions for effective CRA compliance year-over-year from examination-to-examination.

Community Development Wiz® joins Wolters Kluwer's Wiz Suite of compliance solutions that began in 1994 and which today also includes CRA Wiz®, Fair Lending Wiz ®, HMDA Wiz ® and Small Biz Wiz®. This latest solution further enhances Wolters Kluwer’s commitment to helping financial institutions manage and comply with requirements related to the Community Reinvestment Act, fair lending, the Home Mortgage Disclosure Act, and Dodd Frank Act Section 1071 small business data collection regulations.

Wolters Kluwer Financial & Corporate Compliance is a division of Wolters Kluwer and provides a wide range of technology-enabled lending, regulatory and investment compliance solutions, corporate services, and legal entity compliance solutions. These expert solutions help financial services, business owners and corporate professionals maintain ongoing compliance requirements, increase efficiency and produce better business outcomes.

About Wolters Kluwer

Wolters Kluwer (EURONEXT: WKL) is a global leader in information, software solutions and services for professionals in healthcare; tax and accounting; financial and corporate compliance; legal and regulatory; corporate performance and ESG. We help our customers make critical decisions every day by providing expert solutions that combine deep domain knowledge with technology and services.

Wolters Kluwer reported 2024 annual revenues of €5.9 billion. The group serves customers in over 180 countries, maintains operations in over 40 countries, and employs approximately 21,600 people worldwide. The company is headquartered in Alphen aan den Rijn, the Netherlands.

For more information, visit www.wolterskluwer.com, follow us on LinkedIn, Facebook, YouTube and Instagram.

Media Contact

David Feider
 Associate Director, External Communications
 Financial & Corporate Compliance
 Wolters Kluwer
 Office +1 612-246-9454
 [email protected]

PRESS RELEASE 

Federal regulatory enforcement plummets 37% as states rush to fill compliance void, Wolters Kluwer analysis reveals

Financial services penalties drop by more than one-third at federal level while state enforcement activity surges

MINNEAPOLIS – August 5, 2025 – Regulatory enforcement actions against financial services firms experienced an unprecedented decline in the first half of 2025, with violation volumes plummeting 37% compared to the previous six months, according to new data from Wolters Kluwer Financial & Corporate Compliance's Regulatory Violations Intelligence Index.

Issued semi-annually, the Index leverages advanced analytics and comprehensive enforcement data to provide actionable insights on regulatory trends impacting U.S. commercial banks, insurers, broker-dealers, and other financial services firms.

The latest Index analysis of federal enforcement data reveals a seismic shift in the regulatory landscape, with monetary penalties dropping 32% across key violation categories tracked by the Index. Competition-related penalties (including anti-trust violations) experienced the most dramatic decline, falling an extraordinary 97% in dollar value during the first six months of 2025.

"We're witnessing a fundamental transformation in federal enforcement priorities," says Chuck Ross, VP and Segment Leader, Investment Compliance Solutions & Compliance Program Management, Wolters Kluwer FCC. "While deregulation was anticipated under the new administration, the velocity and magnitude of this enforcement pullback exceeds even the most aggressive predictions.”

Ross notes that the federal retreat is creating a regulatory vacuum that states are rapidly moving to fill—particularly in blue states. “Financial institutions face a greater patchwork of state-level enforcement that could be even more complex and burdensome than the federal framework it's replacing,” he says.

Key Findings from the H1 2025 Analysis:

Competition-Related Offenses:

• Enforcement actions cut in half (50% decline)
• Penalty values virtually eliminated (97% decline)

Consumer Protection Violations:

• Enforcement volume down 22%
• Monetary penalties reduced by 21%

Financial Offenses:

• Violation volume dropped 53%
• Penalty amounts decreased 24%

The analysis comes as federal agencies undergo significant restructuring and budget reallocations following the Trump Administration's "10-to-1" deregulatory initiative, which mandates the elimination of 10 existing regulations for every new regulation implemented. Simultaneously, the CFPB's withdrawal of 67 guidance documents has created regulatory gaps that state attorneys general and regulators are actively working to fill.

"This isn't just a modest adjustment—it's a complete recalibration of the enforcement ecosystem," adds Ross. "The data shows federal enforcement has essentially fallen off a cliff in certain areas, particularly around competition-related violations where penalties have been reduced to a trickle. But nature abhors a vacuum, and we're already seeing states step into this void with their own enforcement priorities and approaches."

The dramatic reduction in federal enforcement activity is being rapidly offset by increased state-level regulatory activity, creating a more complex compliance landscape for organizations operating across multiple jurisdictions. Industry experts note that states, particularly those with historically robust regulatory frameworks, are expanding their enforcement capabilities to address perceived gaps in federal oversight.

"The shift from centralized federal enforcement to a fragmented, state-by-state approach represents a significant operational challenge," notes Ross. "Organizations that previously dealt with a single set of federal requirements now face potentially 50 different enforcement regimes, each with their own priorities, procedures, and penalties."

Elaine Duffus, Senior Specialized Consultant, Wolters Kluwer FCC, adds: "We’re seeing state regulatory activity surge, particularly in areas where federal agencies have scaled back rules, guidance or enforcement. This uptick is also driven by evolving consumer protection priorities, and the desire of states to fill perceived regulatory gaps. For organizations operating across multiple jurisdictions, this means their regulatory change management systems must be more agile and robust than ever to keep pace with the expanding and increasingly complex landscape of state-level requirements."

"History shows us that enforcement pendulums swing," concludes Ross. "Organizations that maintain robust compliance frameworks during periods of light federal enforcement while adapting to the emerging state-level requirements are best positioned to weather future shifts. Those who mistake the current deregulatory regime as the new normal do so at their own peril—especially as states fill the enforcement void."

Powered by Wolters Kluwer's proprietary enforcement database and AI-driven analytics, the Regulatory Violations Intelligence Index enables compliance professionals to benchmark their programs, anticipate regulatory shifts, and make data-driven decisions about resource allocation and risk management strategies in an increasingly complex state-federal regulatory landscape.

About Wolters Kluwer

Wolters Kluwer (EURONEXT: WKL) is a global leader in information, software solutions and services for professionals in healthcare; tax and accounting; financial and corporate compliance; legal and regulatory; corporate performance and ESG. We help our customers make critical decisions every day by providing expert solutions that combine deep domain knowledge with technology and services.

Wolters Kluwer reported 2024 annual revenues of €5.9 billion. The group serves customers in over 180 countries, maintains operations in over 40 countries, and employs approximately 21,600 people worldwide. The company is headquartered in Alphen aan den Rijn, the Netherlands.

For more information, visit www.wolterskluwer.com, follow us on LinkedIn, Facebook, YouTube and Instagram.

Media Contact

David Feider
Associate Director, External Communications
Financial & Corporate Compliance
Wolters Kluwer
Office +1 612-246-9454
[email protected]

ICBA Members - Just a few days left to register!!

Join our upcoming webinar "Regulatory Change Automation in an AI World" February 18th at 3PM Eastern. 

In the ever-evolving landscape of regulatory compliance for community banks, the time is now to optimize compliance operations.OneSumX® Reg Manager, a preferred solution by the Independent Community Bankers of America (ICBA), will be highlighted as a powerful solution for regulatory change management automation.

Elaine Duffus, attorney and former CCO, will share her expertise on the state of regulatory change management for Community Banks, what it takes to achieve compliance certainty today, and practical guidance for approaching your board for the resources to deploy automation. Thomas Ballard, attorney and technology solutions consultant, will share the powerful impact Reg Manager can have on today’s compliance operations. 

Save your seat today! 

ICBA Members: Join our upcoming webinar "Regulatory Change Automation in an AI World" February 18th at 3PM Eastern. 

In the ever-evolving landscape of regulatory compliance for community banks, the time is now to optimize compliance operations.OneSumX® Reg Manager, a preferred solution by the Independent Community Bankers of America (ICBA), will be highlighted as a powerful solution for regulatory change management automation.

Elaine Duffus, attorney and former CCO, will share her expertise on the state of regulatory change management for Community Banks, what it takes to achieve compliance certainty today, and practical guidance for approaching your board for the resources to deploy automation. Thomas Ballard, attorney and technology solutions consultant, will share the powerful impact Reg Manager can have on today’s compliance operations. 

Save your seat today!