Since 2001, BHG Financial has funded more than $17 billion in loans for elite, high-earning professionals across the U.S. Our originations engine is backed by rigorous credit analytics and predictive scoring models that evaluate borrowers’ propensity to pay. Tight lending standards result in only 5% of our leads being funded. BHG aggregates these easily understood high-yield, high-quality P&I loans for purchase by financial institutions via our state-of-the-art loan delivery platform, the BHG Loan Hub.
BHG’s institutional loan program provides a straightforward, low-risk way for banks to:
•Add interest-paying loans to their books
•Receive regular cash flow with direct ACH payments from borrowers
•Reduce operating expenses since BHG covers all origination costs
To date, more than 1,600 banks have trusted BHG’s loan program as a proven source of revenue and diversification, earning a collective $1.4 billion in interest income since our inception. The loan program is easily articulated to bank examiners, and we offer significant compliance and regulatory support at no cost to our institutional network partner.
As an employer, BHG continues to be recognized regionally and nationally: earning a spot on the Inc. 5000 for 17 years running and receiving accolades from Great Place to Work® and Fortune magazine, among others. BHG has headquarters in Ft. Lauderdale, FL, and Syracuse, NY, and is 49% owned by Pinnacle Bank (PNFP), a $48 billion asset bank.
Currently, over 30% of U.S. community banks have teamed with BHG to invest excess liquidity, manage interest rate risk, drive revenue, and more. Whether you're already on our Bank Network or looking for reasons to do so, learn more about how your bank can partner with us to:
In addition to the strong returns and diversification of our loans, you get instant access to the full suite of products and services below--to help manage the ever-evolving banking landscape.
http://bhgbank.network/Directory