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BHG Financial Corporate Member
201 Solar St. Syracuse NY 13204-1425 UNITED STATES
+1 866.588.7910 +1 315.637.4686
2001 500 to 3000
About

Since 2001, BHG Financial has funded $19.75 billion in loans for elite, high-earning professionals across the U.S. Our originations engine is backed by rigorous credit analytics and predictive scoring models that evaluate borrowers’ propensity to pay. Tight lending standards result in only 4% of our leads being funded. BHG aggregates these easily understood high-yield, high-quality P&I loans for purchase by financial institutions via our state-of-the-art loan delivery platform, the BHG Loan Hub.

BHG’s institutional loan program provides a straightforward, low-risk way for banks to:

•Add interest-paying loans to their books

•Receive regular cash flow with direct ACH payments from borrowers

•Reduce operating expenses since BHG covers all origination costs

To date, more than 1,650 banks have trusted BHG’s loan program as a proven source of revenue and diversification, earning a collective $1.5 billion in interest income since our inception. The loan program is easily articulated to bank examiners, and we offer significant compliance and regulatory support at no cost to our institutional network partner.

As an employer, BHG continues to be recognized regionally and nationally: earning a spot on the Inc. 5000 for 17 years running and receiving accolades from Great Place to Work® and Fortune magazine, among others. BHG has headquarters in Ft. Lauderdale, FL, and Syracuse, NY, and is 49% owned by Pinnacle Bank (PNFP), a $49.4 billion asset bank.

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Solutions Snapshot

What issues does BHG Financial help banks solve for:

  • Achieve portfolio diversity with no origination cost: Nearly 35% of U.S. community banks have partnered with BHG Financial to grow and diversify their loan portfolio with premium assets. 
  • Increase income and net interest margin: Since 2001, 1,650+ banks have earned $1.5+ billion in combined interest income from our loan program. 
  • Access the nation's top borrowers: We believe our credit model suite evaluates our loans to a more in-depth degree than any other unsecured debt on the market, having originated $19B+ since 2001. We dive deeper before we lend, uncovering variables that pinpoint the risk associated with every application. 

What products and services does BHG Financial offer banks?

  • BHG Loan Purchasing Program: A straight-forward way for banks to purchase low-risk, high-return credits. Our easy-to-use, secure portal enables banks to create personalized portfolios based on their parameters and purchase fixed-rate principal and interest loans from elite borrowers.
  • Risk Management Solutions Group: Connect with trusted regulatory experts for compliance services designed to meet the needs of your bank.
  • CCMR3: Alleviate the burden of collecting outstanding payments across your portfolios by partnering with CCMR3, and gain peace of mind they'll take an empathetic, consultative approach with your customers.
Awards & Accolades
America's Fastest-Growing Private Companies by Inc. 5000, 2022 Best Workplaces in Financial Services & Insurance by Great Place to Work, 2022 Best Workplaces for Millennials by Great Place to Work, Excellence in Customer Service Award, 2022 Best Workplaces for Women by Great Place to Work, 2022 Fortress Cyber Security Award
Functional Area
Compliance
Lending: Commercial
Lending: Consumer
Solutions for my Bank
Digital Banking
Loan Processing & Operations
Risk Management
Solutions for my Customers
Digital Banking
Loan Origination
Details
Service Area Nationwide
Contacts
Details
ICBA Member Years 17