Since 2001, BHG Financial has funded over $26B in loans for elite, high-earning professionals across the U.S. Our originations engine is backed by rigorous credit analytics and predictive scoring models that evaluate borrowers’ propensity to pay. Tight lending standards result in only 13% of our leads being funded. BHG aggregates these easily understood high-yield, high-quality P&I loans for purchase by financial institutions via our state-of-the-art loan delivery platform, the BHG Loan Hub.
BHG’s institutional loan program provides a straightforward, low-risk way for financial institutions to:
• Add interest-paying loans to their books
• Receive regular cash flow with direct ACH payments from borrowers
• Reduce operating expenses since BHG covers all origination costs
To date, over 1,700 banks have trusted BHG’s Loan Program as a proven source of revenue and diversification, earning a collective $2.1B+ in interest income since our inception. The loan program is easily articulated to financial institution examiners, and we offer significant compliance and regulatory support at no cost to our Institutional Network Partners.
As an employer, BHG continues to be recognized regionally and nationally: earning a spot on the Inc. 5000 for 17 years running and receiving accolades from Great Place to Work and Fortune magazine, among others. BHG has headquarters in Ft. Lauderdale, FL, and Syracuse, NY, and is 49% owned by Pinnacle Bank (PNFP), a $54.7B asset bank.
What issues does BHG Financial help banks solve for:
What products and services does BHG Financial offer banks?
Originations & Facilitated Originations*
Facilitated originations are loans funded by partner banks Pinnacle (TN) and County Bank (DE), with borrowers sourced and underwritten by BHG Financial using each originating bank’s credit criteria. If offered for sale by the originating bank, BHG can elect to purchase these loans to either hold on its balance sheet or distribute through various channels.
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