FICO is excited to unveil our first credit scores incorporating Buy Now, Pay Later data! This groundbreaking innovation reflects modern consumer behavior and empowers lenders with enhanced insights into credit readiness. By integrating BNPL data, FICO® Score 10 BNPL and FICO® Score 10 T BNPL support financial inclusion and help consumers establish credit responsibly. Launching Fall 2025, the BNPL credit scores offer a transformative approach to evaluating credit profiles. 

Join us in pioneering smarter, more inclusive credit scoring: FICO Unveils Groundbreaking Credit Scores That Incorporate Buy Now, Pay Later Data | FICO