Conductiv, Inc.

Conductiv digitizes the manual processes in lending operations, decreasing abandoned loan applications and increasing loan approval rates. The platform connects lenders to thousands of cash flow, income, identity, and other permissioned data points via a single, future-proof API. This makes it easy for lenders to digest and use this data, resulting in operational efficiencies, greater protection against fraud, and a modern, consumer-friendly experience.

We believe that UX, alternative data, and machine learning will improve lending when used correctly. We support community banks and help applicants access the credit and loan products they need to improve their lives and grow their businesses. Conductiv provides the way for banks to leverage consumer-permissioned data driven lending guidance.

Less work. More loans. Happier customers.

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Overview

Provides instant verification of income, employment and more for borrowers on the web or in-branch
Goes beyond FICO to gather hundreds of missing stipulation data points
Single API to data that is otherwise very hard to obtain, allowing lending to all members.

Community Bank Best Fit

Works for business loans - small business and mid-market
Works for consumer loans - credit card, personal loans, HELOC, vehicle, and mortgage
Loan applications ranging from A+ to D Paper

Benefits

Win back lost loans and deposits otherwise lost to mega-banks
Leverage data and AI / machine learning to improve lending practices
Reduce or eliminate manual underwriting with members sharing consumer-permissioned data
Increase auto decision rates, and approve more loans with no new risk

Integration

Pre-integrated with MeridianLink, Coviance, CUNextGen, and other POS and LOS platforms
Support LOS, call center, and in-branch channels with integrated email link or SMS message

Gopal Swamy

Primary Contact

CEO

+1 202.222.8822

[email protected]