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Banking with Interest, a podcast by IntraFi, features in-depth analysis and insight into the policy changes reshaping the banking industry. With insightful interviews and previews of pending policy challenges, the podcast is an essential listen for anyone connected to the financial services industry. Banking with Interest is hosted by Rob Blackwell, an award-winning former journalist with more than two decades of experience as an expert on financial services policy. He is now Chief Content Officer and Head of External Affairs with IntraFi.

Alacriti and Access Softek Partner To Deliver Instant Payments for Financial Institutions

Bridgewater, NJ, Nov 11, 2024 – Alacriti, a leader in payments solutions for financial institutions, announced its partnership with Access Softek today, a leading omnichannel digital banking solutions provider. The partnership will allow Access Softek to deliver cutting-edge payment solutions, including instant payments capabilities to financial institutions via the RTP® network and FedNow® Service fully integrated with its digital banking platform. This partnership seeks to modernize payment operations for financial institutions, addressing the growing demand for real-time money movement and unified payment systems.

As financial institutions face increasing pressure to adopt real-time capabilities, this collaboration enables them to process transactions in seconds, improve liquidity management, and enhance the overall customer experience. Together, Alacriti and Access Softek are poised to accelerate the adoption of modern payment solutions, helping financial institutions stay competitive and future-ready.

Integrating Alacriti’s Orbipay Payments Hub with the Access Digital Banking Platform enables financial institutions to benefit from frictionless real-time payment solutions integrated with their existing payment ecosystem.

Key benefits of the joint solution:

• Enhanced User Experience: With real-time payment capabilities, institutions can meet consumer expectations for fast, reliable, and convenient services, giving users greater flexibility in how they manage their money.
• Cost-Efficiency: Financial institutions can provide members with lower-cost money movement options compared to traditional wire transfers, enhancing overall member satisfaction while saving on transaction fees.
• Enhanced Security and Reliability: The instant payment system operates on a good funds model, ensuring that accounts are validated for existence, standing, and sufficient funds in real time before transfers are made. This results in an exceptionally low rate of returns, with returns being optional, allowing financial institutions to add this transfer rail without imposing significant strain on back-office operations while enhancing transaction security.
• Scalability and Incremental Modernization: This platform empowers financial institutions to stay ahead of evolving market demands, offering flexible solutions that can grow with their evolving needs.
• Attracting New Customers: The integration of instant payment options enhances the appeal of financial institutions, enabling them to offer innovative and modern banking solutions that attract tech-savvy customers and small businesses seeking efficient and seamless payment experiences.

“We are excited to join forces with Access Softek, extending our reach and providing institutions with the tools they need to offer seamless real-time payments in various uses,” said Eric Kugle, Senior Director of Strategic Partnerships at Alacriti. “Orbipay Payments Hub enhances the Access Digital platform by adding instant payment capabilities that empower financial institutions to improve customer experience and drive growth.”

“At Access Softek, we are committed to delivering industry-leading digital banking solutions that exceed customer expectations. Partnering with Alacriti to offer Orbipay Payments Hub for Instant Payments aligns with our mission to provide cutting-edge, omnichannel solutions that enable real-time, seamless money movement,” said Anna Khalzova, VP of Strategic Relationships. “This partnership strengthens our ability to equip financial institutions with the technology needed to meet their strategic goals and future-proof their payments.”

Join us to learn about the joint solution in this webinar.

About Alacriti

Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures. Discover more about how we are transforming payments at Alacriti.com.

About Access Softek

Access Softek is a leading provider of omnichannel digital banking solutions, empowering financial institutions to deliver exceptional customer experiences. Access Digital, created by Access Softek, is a comprehensive platform designed to meet the evolving needs of modern banking. Access Softek is committed to innovation and industry-first solutions, partnering with clients to achieve their strategic goals.

Press Contacts

Alacriti
Kristen Jason
[email protected]

Access Softek
Charlotte Keppler
[email protected]

Loan Data Coffee Talk

Friday, November 15 10:00am – 10:45am ET

With regulatory expectations increasing, banks are looking for an easier and better way to access, analyze and create reporting from their loan data. In this Coffee Talk, we'll share tips and showcase examples of how banks are creating analyses and reports to gain and share deeper insights of their portfolio's subsets and concentrations — so they can explain and defend their bank's position to regulators. We look forward to answering your questions!

Q3 Trends & A Look Ahead
Thursday, November 14 1:00pm – 1:45pm ET

It's that time of year when we're focused on 2025 —not to mention the implications of the election. Community banks are preparing for growth while continuing to monitor costs, credit and liquidity. On the credit side, irrespective of the Fed's short-term rate cut, banks are beginning to deal with fallout from loan repricing, which inevitably degrades debt service coverage. At the same time, regulatory scrutiny is intensifying, and stress testing for all banks is becoming a universal expectation. Join our experts as they review Q3 performance using our QwickAnalytics Index of 'true' community banks, and take a look ahead to the challenges and opportunities that 2025 may present.

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