DEPOSIT MANAGEMENT

• Cash Management/ Funding/Liquidity
• CD Management
• Public Funds

FINANCIAL MANAGEMENT

• Balance Sheet Management

Core Processor

• Any (Core Agnostic)
• Automated Systems
• Beta NXT
• Centime
• COCC INSIGHT
• CSC Hogan
• CSI
• DCI
• Finastra
• FIS
• Fiserv
• Fi-Tek
• FPS GOLD
• IBT
• Increase
• Jack Henry & Associates
• Margeta
• MBS
• Nymbus
• Sharp BancSystems
• Shazam
• Smiley Technologies
• Synctera
• Temenos
• Treasury Prime
• Unit
• Zsuite

IntraFi’s solutions include ICS, the IntraFi Cash Service; CDARS, the Certificate of Deposit Account Registry Service; IntraFi Sweep; IntraFi Yankee Sweep; and IntraFi Repo.

Together, IntraFi’s volume- and time-tested solutions empower banks to strengthen their customer relationships, manage liquidity, and purchase wholesale funding.

ICS & CDARS

Deposit placement: With ICS and CDARS, financial institutions can offer safety-conscious customers access to millions in aggregate FDIC insurance across network banks.

Note: A list of network banks can be found at https://www.intrafi.com/network-banks. IntraFi is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.

Deposits placed through ICS and CDARS are divided into amounts under the standard FDIC insurance maximum of $250,000 and placed at participating network banks in demand deposit accounts, money market deposit accounts, or both (with ICS) or in CDs (with CDARS). With ICS and CDARS, banks can provide peace of mind, flexibility, and favorable returns – while reducing their collateralization burden. Integration is available with all major service providers and provides time-saving automation and improved reporting capabilities.

Wholesale funding: Banks can also use ICS and CDARS to access fixed- or floating-rate funding, purchasing deposits from other network member banks.

IntraFi Sweep

With IntraFi Sweep, banks can acquire large blocks of long-term, floating-rate funding from diverse sources that are reportable as deposits, not borrowings. No collateralization or credit lines are required.

IntraFi Sweep is the leading deposit sweep service, which can help fund participating banks with deposits swept from customers of institutions, such as broker-dealers, in increments per customer that are less than the standard maximum deposit insurance amount.

ICBA Member Advantages

• Access to Free, Web-Based Seminars
• Marketing Training & Turn-Key Marketing Materials
• Operations Training